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COOKIE POLICY

Transparency in Digital Interaction

International Commerce Bank Singapore (“ICBANKSG,” “the Institution,” “we,” “our,” or “us”) uses structured cookie technologies to enhance website functionality, security, and performance. This Cookie Policy explains how cookies and similar technologies are used when accessing the ICBANKSG website.

1. What Are Cookies

Cookies are small text files placed on a user’s device when visiting a website. They enable the website to recognize user preferences, maintain session integrity, and improve operational performance. Cookies do not provide unrestricted access to a user’s device or personal files.

2. Purpose of Cookie Usage

ICBANKSG uses cookies for legitimate institutional purposes, including:

  • Maintaining secure login sessions
  • Supporting website functionality
  • Enhancing cybersecurity protections
  • Monitoring platform performance
  • Improving user navigation experience

Cookies are implemented in a controlled and security-focused manner.

3. Types of Cookies We May Use
A. Essential Cookies

These cookies are necessary for core website functionality, including secure access to client areas and form submissions. Without these cookies, certain services may not function properly.

B. Performance & Analytics Cookies

These cookies collect aggregated, non-identifiable information regarding website usage patterns to improve performance and user experience.

C. Security Cookies

Used to detect suspicious activity, protect login integrity, and enhance fraud prevention measures.

ICBANKSG does not use cookies for intrusive profiling or unauthorized commercial tracking.

4. Third-Party Technologies

Certain website functions may rely on carefully selected third-party service providers (e.g., hosting or security platforms). These providers may deploy limited cookies necessary for operational support. ICBANKSG does not control external third-party cookie policies and recommends reviewing their respective privacy disclosures.

5. Managing Cookie Preferences

Users may manage cookie settings through their browser configuration. Options may include:

  • Blocking certain cookies
  • Deleting stored cookies
  • Receiving notifications prior to cookie placement

Disabling essential cookies may impact website functionality, including secure client login access.

6. Data Collected Through Cookies

Cookies may collect limited technical information such as:

  • IP address
  • Browser type
  • Device type
  • Pages visited
  • Session duration

This information is processed in accordance with our Privacy Policy and Data Protection Policy.

7. Security & Confidentiality

Cookie data is handled under the same institutional safeguards governing all digital information processed by ICBANKSG. We maintain structured controls to protect against unauthorized access or misuse.

8. Policy Updates

ICBANKSG reserves the right to update this Cookie Policy to reflect regulatory developments or technological enhancements. Changes become effective upon publication on the website.

Institutional Notice

ICBANKSG prioritizes transparency, security, and responsible digital governance. Cookie technologies are implemented strictly to enhance operational integrity and user experience within an institutional banking environment.

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